Vision shows participants if they are on course for a secure retirement... and what changes they should make if they are off-course.

Vision is more than investment advice. It puts investment advice into the context of ... when to retire, how much to save, and how much retirement income is desired.

Vision uses a sophisticated research tool... conjoint analysis... to assign values to the various attributes of a participant's savings rate, retirement age, investment risk and retirement income expectation. The objective of conjoint analysis is to determine what combination of attributes best suits the participant.

Conjoint analysis can then suggest ways a participant can modify behavior to improve outcomes.